Checking | Savings | Certificates of Deposit | Consumer Loans

Checking Accounts

Citizens Connection Checking - CCC

If you like an all inclusive checking account package, the CCC account would be your choice.  It includes free personalized checks, identity theft insurance, and several other features.  All this for one low monthly charge.

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $100 is required to open this account.

Fees:
$7.50 monthly service charge if your daily balance drops below $500.00 during the monthly statement cycle. $5.50 monthly service charge if your daily balance is $500 and above during the monthly statement cycle.

Personal Checking

Our personal checking account offers unlimited check writing with no monthly service charge when you maintain a $500 minimum daily balance.

*Free Visa CheckCard for 1st year! 

Minimum Balance Requirements:
A minimum deposit of $100 is required to open this account

Fees:
$5.00 monthly service charge if your daily balance drops below $500.00 during the monthly statement cycle.

Fabulous Fifty Account

A checking account designed especially for our customers age 50 and over.  This account offers unlimited check writing with no minimum balance and no monthly service charge.  This account also includes free personalized basic wallet checks.

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $100 is required to open this account.    

Fees:
No monthly service charge.   

Free Checking

A no-frills account with no minimum balance required and no monthly service charge. The Citizens Bank retains images of all checks and deposits for this account. This account requires the use of duplicate checks. 

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $25 is required to open this account.    

Fees:
No monthly service charge. Upon request, we will provide two copies per statement cycle of checks or deposits on this account without charge to the customer. Any other research will be $20 per hour and $1.00 per copy.  

College Student Account

If your parents bank with The Citizens Bank and you are currently attending college, we have a special account for you. The College Student Checking features no minimum balance, no monthly service charge, and free basic wallet checks.

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $100 is required to open this account.

Fees: No monthly service charge.

Senior CCC Checking Account

All the benefits of our Citizens Connection Checking Account, but gives our customers age 50 and over a discount off the monthly charge.

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $100 is required to open this account.

Fees:                                                                            $5.50 monthly service charge if your daily balance drops below $500.00 during the monthly statement cycle.  $3.50 monthly service charge if your daily balance is $500.00 and above during the monthly statement cycle.

NOW Account

Our NOW account offers unlimited check writing while earning competitive interest rates on your checking account.

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $1,000 is required to open this account and to earn current annual percentage yield (APY).

Fees:
$10.00 monthly service charge if your daily balance drops below $1,000.00 during the monthly statement cycle.

CCC Now

An account that offers unlimited check writing and all the features of the CCC account while earning competitive interest rates.

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $1,000 is required to open this account and to earn current APY.

Fees:
$5.50 monthly service charge if your daily balance is $1,000.00 or above each day during the monthly statement cycle. $15.50 per month service charge if your daily balance drops below $1,000.00 during the monthly statement cycle.

Money Market Checking

An account that offers limited check writing while earning competitive interest rates. You may have up to 6 transfers or preauthorized transfers from this account per statement cycle. Up to 3 of these transfers may be made by check, debit card or draft payable to third parties. You may make unlimited transfers or withdrawals in person, by mail or at an ATM.

*Free Visa CheckCard for 1st year!

Minimum Balance Requirements:
A minimum deposit of $2,500 is required to open this account and to earn current APY.

Fees:
$10.00 monthly service charge if your daily balance drops below $2,500.00 during the monthly statement cycle. $7.00 service charge per check written in excess of the three allowed checks during the statement cycle.